A type of Medicare health plan offered by a private company that contracts with Medicare to provide your clients with all their Part A and Part B benefits.  Medicare Advantage Plans include Health Maintenance Organizations (HMO), Preferred Provider Organizations (PPO), Private Fee-for-Service Plans (PFFS), Special Needs Plans (SNP), and Medicare Medical Savings Account Plans (MSA).

 

If your client enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan and aren’t paid for under Original Medicare.  Most Medicare Advantage Plans offer prescription drug coverage.

 

These plans are sometimes referred to as ‘Medicare Replacement’ plans.

 

A Medicare Advantage Plan is not a Medicare
Supplement Plan.